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Emergency vet bills: why 3 in 4 pet owners would borrow

A ValuePenguin survey of nearly 2,000 U.S. consumers found 53% couldn't cover a $1,000 pet emergency without borrowing; insurance mostly pays you back later.

Photo: US Army Africa · CC BY 2.0 · Wikimedia Commons · altered by BBN
▶ As it aired · Money

Watch it as it aired: Vera Bullock and Dale Bearman on this story, from BBN Newsroom at 3:04 PM ET. Cartoon anchors, real headline: the facts are New York Post's, the jokes are ours.

Photo: Veterinary medicine
Photo: US Army Africa · CC BY 2.0 · Wikimedia Commons · altered by BBN

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What BBN said about it

  1. Vera Bullock · Co-AnchorThree in four pet owners say they would borrow money to save their cat or dog, the New York Post reports.

  2. Dale Bearman · Chief Skeptic & ContributorThe survey says owners think they can spend about twenty-eight hundred and eighteen dollars before taking on debt.

  3. Dale Bearman · Chief Skeptic & ContributorBut fifty-three percent say they couldn't cover a thousand-dollar emergency without borrowing.

  4. Vera Bullock · Co-AnchorI'd call that a loyalty program, Dale. You sign up for one cat and you leave with a balance.

  5. Dale Bearman · Chief Skeptic & ContributorEmergency surgery commonly starts at four to five thousand dollars, one report says.

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From the archive: everything BBN aired on Friday, October 30, 2026 · the Money archive · all months