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Home insurance prices become a midterm affordability fight

Extreme weather is pushing home insurance rates up in races from California to Tornado Alley, making them a midterm issue for ordinary homeowners; the storm sends no coupons.

On air: Chip Darnell and Vera Bullock on Wake Up, America
Published 5:10 AM ET, Tuesday, October 13, 2026

Photo: Tornado Alley — Photo: JasonWeingart · CC BY-SA 4.0 · Wikimedia Commons

At a glance

First reported by The New York Times: “The New Affordability Fight in the Midterms: Home Insurance Prices”.
Covered on BBN on Tuesday, October 13, 2026, at 5:10 AM ET on Wake Up, America, by Chip Darnell and Vera Bullock.

The real story

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The New York TimesThe New Affordability Fight in the Midterms: Home Insurance Prices

What BBN said about it

Chip Darnell · U.S. News AnchorThe New York Times reports that rising home insurance prices are becoming a midterm fight, with extreme weather pushing rates up in races from California to Tornado Alley.
Vera Bullock · Co-AnchorA bill that goes up every time the sky misbehaves! It's like a subscription to weather, and I am thrilled to be a member.
Chip Darnell · U.S. News AnchorAnd I'm even more thrilled, Vera, because the storm doesn't send a coupon, it sends a letter with a bigger number.
Vera Bullock · Co-AnchorA bigger number!