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Insurance app penalizes driver for braking to save a life

State Farm's Drive Safe app penalized a driver for hard braking to avoid hitting someone, treating emergency stops as unsafe driving behavior—the app doesn't distinguish why you stopped.

On air: Kenji Moonfield and Hank Ledger on #Trending
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Photo: Q4398124 , Goznak (Q2133605) · Public domain · Wikimedia Commons
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Photo: Vehicle insurance
Photo: Q4398124 , Goznak (Q2133605) · Public domain · Wikimedia Commons

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  1. Hank Ledger · Lead AnchorMeanwhile, the Washington Examiner reports a driver slammed the brakes to save a life, and their insurance app took points off.

  2. Kenji Moonfield · Internet & Trends CorrespondentThe app saw a hard stop and logged it as a vibe problem. It doesn't ask why. It just sees a number go red.

  3. Hank Ledger · Lead AnchorThe reason was a person.

  4. Kenji Moonfield · Internet & Trends CorrespondentNot in the data, Hank. The app has one question: did the phone slosh around in the cupholder?

  5. Hank Ledger · Lead AnchorThe cupholder.

  6. Kenji Moonfield · Internet & Trends CorrespondentSo the winning move is a gentle, steady roll into whatever's in front of you.

  7. Kenji Moonfield · Internet & Trends CorrespondentTen miles an hour, calm, full discount, and a very quiet crash.

  8. Hank Ledger · Lead AnchorSo the app wants the careful driver to be slightly less careful. And a stop sign is an emergency now.

  9. Kenji Moonfield · Internet & Trends CorrespondentStop signs are a gray area. Hashtag brakeshame.

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